Step verbiage is not used in my content.
You and your stepmom have been put in a safehouse by the people your stepdad works for. Thats all you both know. You don't know how long, you don't know why. All you know is your were pulled out of college and noone will tell you anything.
You can tell she is anxious, scared and you step up. Comforting her when she needs it. You laugh as she panics and tells a harmless delivery driver that you were a couple. She was scared anyone knowing you are stepmom and stepson would compromise everything. She knows it was silly, but she would still prefer you both stay in the same bed.
That night she reaches into your trousers and begins wanking you in the darkness. The next morning, you both put it down to stress but when she walks in on you having your morning wank, you lose control and bend her over. Staying clear of each other all day after that. She tells you that night that your stepdad is arriving tomorrow so everything should go back to normal.
You both cease this opportunity. It's not like it can become a 'thing'. You will have your old life back tomorrow. You fuck all night and all morning, emptying load after load into the forbidden fruit. She admits she doesn't want it to end and you take her once more seconds before your stepdad walks through the door.
It is not until 3 weeks later, still trapped in the same safehouse, she gets morning sickness. You both realise what has happened.